It's called "Steer Clear."
Historically, insurance rates are higher for people just learning to drive and the most significant drop doesn't come until a person turns 25.
It takes anywhere from 30 to 60 days to complete Steer Clear. It includes a quiz based on a video and a magazine. Customers also have to complete 20 to 30 trips and keep a record of driving goals and self-evaluations so honesty counts. And some of the trips may have to be supervised.
Although Steer Clear is a State Farm program, don't forget to shop around with other companies. The insurance business is one of the most competitive. Chances are, one insurance company will try to match any deal you find with another.